@import url('https://fonts.googleapis.com/css2?family=Roboto:wght@300;400;500;700;900&display=swap');

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Roboto', sans-serif;
    line-height: 1.6;
    color: #333;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 15px;
}

/* Header Styles */
header {
    background: #fff;
    box-shadow: 0 2px 5px rgba(0,0,0,0.1);
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
}

/* Top Header Row */
.header-top {
    background: #f5f7fa;
    border-bottom: 1px solid #e9ecef;
    padding: 10px 0;
}

.header-top-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 13px;
    font-weight: 400;
    letter-spacing: 0.5px;
}

/* Left Section */
.left-section {
    display: flex;
    align-items: center;
    gap: 25px;
}

.social-links {
    display: flex;
    gap: 15px;
}

.social-links a {
    color: #6c757d;
    text-decoration: none;
    transition: color 0.3s;
    font-size: 14px;
}

.social-links a:hover {
    color: #1c6cd5;
}

.header-links {
    display: flex;
    align-items: center;
    gap: 15px;
}

.header-links a {
    color: #6c757d;
    text-decoration: none;
    transition: color 0.3s;
    font-weight: 500;
    font-size: 13px;
}

.header-links span {
    color: #adb5bd;
    font-size: 12px;
}

.header-links a:hover {
    color: #1c6cd5;
}

/* Right Section */
.right-section {
    display: flex;
    align-items: center;
    gap: 25px;
}

.email-info,
.hours-info {
    display: flex;
    align-items: center;
    gap: 8px;
    color: #6c757d;
}

.email-info i,
.hours-info i {
    color: #1c6cd5;
    font-size: 14px;
}

/* Main Header Section */
.header-main {
    background: white;
    padding: 15px 0;
    border-bottom: 1px solid #e9ecef;
}

.header-main-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

/* Logo */
.logo {
    display: flex;
    align-items: center;
    gap: 10px;
}

.logo-icon {
    width: 40px;
    height: 40px;
    background: #1c6cd5;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 18px;
}

.logo-text {
    font-size: 28px;
    font-weight: 700;
    color: #0d2c54;
    font-family: 'Poppins', sans-serif;
    letter-spacing: -1px;
}

/* Main Navigation */
.main-nav ul {
    display: flex;
    list-style: none;
    margin: 0;
    padding: 0;
    gap: 35px;
}

.main-nav a {
    color: #333;
    text-decoration: none;
    font-weight: 500;
    font-size: 15px;
    transition: color 0.3s;
    position: relative;
    font-family: 'Poppins', sans-serif;
}

.main-nav a:hover {
    color: #1c6cd5;
}

.main-nav a.active {
    color: #1c6cd5;
    font-weight: 600;
}

.main-nav a.active::after {
    content: '';
    position: absolute;
    bottom: -18px;
    left: 0;
    width: 100%;
    height: 2px;
    background: #1c6cd5;
}

/* Header Actions */
.header-actions {
    display: flex;
    align-items: center;
    gap: 20px;
}

.search-icon {
    cursor: pointer;
    color: #6c757d;
    font-size: 16px;
    transition: color 0.3s;
}

.search-icon:hover {
    color: #1c6cd5;
}

.divider {
    width: 1px;
    height: 30px;
    background: #e9ecef;
}

.call-info {
    display: flex;
    align-items: center;
    gap: 12px;
}

.call-circle {
    width: 45px;
    height: 45px;
    background: #1c6cd5;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 16px;
    transition: all 0.3s ease;
}

.call-circle:hover {
    background: #0d2c54;
    transform: scale(1.05);
}

.call-text {
    display: flex;
    flex-direction: column;
}

.call-label {
    font-size: 11px;
    font-weight: 600;
    color: #6c757d;
    text-transform: uppercase;
    letter-spacing: 1px;
    font-family: 'Poppins', sans-serif;
}

.call-number {
    font-size: 16px;
    font-weight: 700;
    color: #0d2c54;
    font-family: 'Poppins', sans-serif;
}

/* Responsive Header */
@media (max-width: 992px) {
    .header-top-content {
        flex-direction: column;
        gap: 10px;
        text-align: center;
    }
    
    .left-section {
        flex-direction: column;
        gap: 15px;
    }
    
    .right-section {
        flex-direction: column;
        gap: 10px;
    }
    
    .header-main-content {
        flex-direction: column;
        gap: 20px;
    }
    
    .main-nav ul {
        gap: 25px;
    }
    
    .logo-text {
        font-size: 24px;
    }
}

@media (max-width: 768px) {
    .header-top {
        padding: 8px 0;
    }
    
    .left-section {
        gap: 15px;
    }
    
    .social-links {
        gap: 10px;
    }
    
    .header-links {
        gap: 10px;
    }
    
    .right-section {
        gap: 15px;
    }
    
    .main-nav ul {
        flex-wrap: wrap;
        justify-content: center;
        gap: 15px;
    }
    
    .header-actions {
        gap: 15px;
    }
    
    .call-text {
        display: none;
    }
    
    .logo-text {
        font-size: 22px;
    }
}

@media (max-width: 576px) {
    .header-top {
        display: none;
    }
    
    .header-main {
        padding: 12px 0;
    }
    
    .main-nav ul {
        gap: 12px;
    }
    
    .main-nav a {
        font-size: 14px;
    }
    
    .divider {
        display: none;
    }
    
    .logo-text {
        font-size: 20px;
    }
    
    .call-circle {
        width: 40px;
        height: 40px;
        font-size: 14px;
    }
}

/* Banner Slider */
.banner-slider {
    position: relative;
    width: 100%;
    height: 600px;
    overflow: hidden;
}

.main-nav ul {
    display: flex;
    list-style: none;
    gap: 30px;
}

.main-nav a {
    color: #333;
    text-decoration: none;
    font-weight: 600;
    font-size: 15px;
    text-transform: capitalize;
    transition: color 0.3s;
    position: relative;
    letter-spacing: 0.3px;
}

.main-nav a:hover,
.main-nav a.active {
    color: #007bff;
}

.main-nav a.active::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 100%;
    height: 2px;
    background: #007bff;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 25px;
}

.search-icon {
    cursor: pointer;
    color: #666;
    font-size: 18px;
    transition: color 0.3s;
}

.search-icon:hover {
    color: #007bff;
}

.phone-info {
    display: flex;
    align-items: center;
    gap: 8px;
    color: #333;
    font-weight: 700;
    font-size: 16px;
    letter-spacing: 0.2px;
}

.phone-info i {
    color: #007bff;
    font-size: 18px;
}

/* Banner Slider */
.banner-slider {
    margin-top: 120px;
    position: relative;
    height: 600px;
    overflow: hidden;
}

.slider-container {
    position: relative;
    height: 100%;
}

.slide {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    opacity: 0;
    transition: opacity 1s ease-in-out;
}

.slide.active {
    opacity: 1;
}

.slide-image {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
}

.slide-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    filter: blur(2px);
}

.slide-content {
    position: relative;
    z-index: 2;
    height: 100%;
    display: flex;
    align-items: center;
}

.slide-text {
    max-width: 600px;
    padding-left: 80px;
    color: white;
}

.slide-subtitle {
    font-size: 18px;
    margin-bottom: 15px;
    opacity: 0.9;
}

.slide-title {
    font-size: 48px;
    font-weight: bold;
    margin-bottom: 25px;
    line-height: 1.2;
}

.slide-btn {
    background: #007bff;
    color: white;
    border: none;
    padding: 15px 35px;
    font-size: 16px;
    font-weight: 500;
    cursor: pointer;
    border-radius: 5px;
    transition: background 0.3s;
}

.slide-btn:hover {
    background: #0056b3;
}

/* Slider Navigation */
.slider-nav {
    position: absolute;
    top: 50%;
    right: 50px;
    transform: translateY(-50%);
    display: flex;
    flex-direction: column;
    gap: 15px;
    z-index: 10;
}

.slider-prev,
.slider-next {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.9);
    border: none;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    color: #333;
    transition: all 0.3s;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.slider-prev:hover,
.slider-next:hover {
    background: white;
    transform: scale(1.1);
}

/* Slider Dots */
.slider-dots {
    position: absolute;
    bottom: 30px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 10px;
    z-index: 10;
}

.dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.5);
    cursor: pointer;
    transition: all 0.3s;
}

.dot.active,
.dot:hover {
    background: white;
    width: 30px;
    border-radius: 6px;
}

/* About Us Section */
.about-us-section {
    padding: 80px 0;
    background: #f8f9fa;
}

/* Top Icon Boxes */
.top-icon-boxes {
    display: flex;
    gap: 30px;
    margin-bottom: 60px;
    justify-content: center;
}

.icon-box {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 30px;
    background: white;
    border-radius: 8px;
    cursor: pointer;
    transition: all 0.3s ease;
    box-shadow: 0 2px 10px rgba(0,0,0,0.08);
}

.icon-box:hover {
    background: white;
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0,0,0,0.15);
}

.icon-box.active {
    background: #007bff;
    color: white;
}

.icon-box.active .icon-box-icon {
    background: rgba(255,255,255,0.2);
    color: white;
}

.icon-box.active h4,
.icon-box.active p {
    color: white;
}

.icon-box-icon {
    width: 60px;
    height: 60px;
    background: #f8f9fa;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    color: #007bff;
    transition: all 0.3s ease;
}

.icon-box-content h4 {
    font-size: 18px;
    font-weight: 600;
    margin-bottom: 5px;
    color: #333;
}

.icon-box-content p {
    font-size: 14px;
    color: #666;
    margin: 0;
}

/* Main Content Layout */
.about-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: start;
}

/* Left Column */
.about-left {
    padding-right: 20px;
}

.section-header {
    margin-bottom: 30px;
}

.section-subtitle {
    color: #007bff;
    font-size: 16px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 10px;
    position: relative;
    display: inline-block;
}

.section-subtitle::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 50px;
    height: 2px;
    background: #007bff;
}

.section-title {
    font-size: 36px;
    font-weight: 700;
    color: #333;
    line-height: 1.2;
    margin-bottom: 20px;
}

.about-text {
    font-size: 16px;
    line-height: 1.8;
    color: #666;
    margin-bottom: 40px;
}

/* Feature Boxes */
.feature-boxes {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 30px;
}

.feature-box {
    display: flex;
    align-items: start;
    gap: 15px;
    padding: 25px;
    background: white;
    border-radius: 8px;
    transition: all 0.3s ease;
    box-shadow: 0 2px 10px rgba(0,0,0,0.08);
}

.feature-box:hover {
    transform: translateY(-3px);
    box-shadow: 0 5px 20px rgba(0,0,0,0.12);
}

.feature-icon {
    width: 50px;
    height: 50px;
    background: #007bff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 20px;
    flex-shrink: 0;
}

.feature-content h4 {
    font-size: 16px;
    font-weight: 600;
    margin-bottom: 8px;
    color: #333;
}

.feature-content p {
    font-size: 14px;
    color: #666;
    margin: 0;
    line-height: 1.5;
}

/* Right Column - Loan Calculator */
.about-right {
    padding-left: 20px;
}

.loan-calculator {
    background: white;
    border-radius: 12px;
    padding: 40px;
    box-shadow: 0 5px 30px rgba(0,0,0,0.1);
}

.calculator-title {
    font-size: 24px;
    font-weight: 700;
    color: #333;
    margin-bottom: 30px;
    text-align: center;
}

/* Slider Groups */
.slider-group {
    margin-bottom: 30px;
}

.slider-label {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 15px;
}

.slider-label span:first-child {
    font-size: 16px;
    font-weight: 500;
    color: #333;
}

.slider-value {
    font-size: 16px;
    font-weight: 600;
    color: #007bff;
}

/* Custom Slider Styling */
input[type="range"] {
    width: 100%;
    height: 6px;
    background: #e9ecef;
    border-radius: 3px;
    outline: none;
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    margin-bottom: 10px;
}

input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    background: #007bff;
    border-radius: 50%;
    cursor: pointer;
    box-shadow: 0 2px 5px rgba(0,123,255,0.3);
}

input[type="range"]::-moz-range-thumb {
    width: 20px;
    height: 20px;
    background: #007bff;
    border-radius: 50%;
    cursor: pointer;
    border: none;
    box-shadow: 0 2px 5px rgba(0,123,255,0.3);
}

.slider-range {
    display: flex;
    justify-content: space-between;
    font-size: 12px;
    color: #999;
}

/* Calculator Results */
.calculator-results {
    background: #f8f9fa;
    border-radius: 8px;
    padding: 25px;
    margin-bottom: 30px;
}

.result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 15px;
}

.result-item:last-child {
    margin-bottom: 0;
}

.result-label {
    font-size: 16px;
    color: #666;
}

.result-value {
    font-size: 20px;
    font-weight: 700;
    color: #007bff;
}

/* Apply Button */
.apply-loan-btn {
    width: 100%;
    background: #007bff;
    color: white;
    border: none;
    padding: 18px;
    font-size: 16px;
    font-weight: 600;
    border-radius: 8px;
    cursor: pointer;
    transition: all 0.3s ease;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.apply-loan-btn:hover {
    background: #0056b3;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0,123,255,0.3);
}

/* Customers Testimonials Section */
.testimonials-section {
    padding: 100px 0;
    background: #f5f7fa;
    position: relative;
    overflow: hidden;
}

/* World Map Background */
.testimonials-section::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 100%;
    height: 100%;
    background-image: url("data:image/svg+xml,%3Csvg width='800' height='400' viewBox='0 0 800 400' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' stroke='%230d2c54' stroke-width='0.5' opacity='0.1'%3E%3Cpath d='M100 200 Q200 150 300 200 T500 200 Q600 150 700 200'/%3E%3Cpath d='M150 150 Q250 100 350 150 T550 150 Q650 100 750 150'/%3E%3Cpath d='M150 250 Q250 200 350 250 T550 250 Q650 200 750 250'/%3E%3Ccircle cx='200' cy='200' r='3'/%3E%3Ccircle cx='400' cy='200' r='3'/%3E%3Ccircle cx='600' cy='200' r='3'/%3E%3Ccircle cx='300' cy='150' r='2'/%3E%3Ccircle cx='500' cy='150' r='2'/%3E%3Ccircle cx='300' cy='250' r='2'/%3E%3Ccircle cx='500' cy='250' r='2'/%3E%3C/g%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: center;
    background-size: contain;
    opacity: 0.08;
    z-index: 0;
    pointer-events: none;
}

.testimonials-section .container {
    position: relative;
    z-index: 2;
}

/* Testimonials Header */
.testimonials-header {
    text-align: center;
    margin-bottom: 50px;
}

.testimonials-subtitle {
    color: #6c757d;
    font-size: 16px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 15px;
    position: relative;
    display: inline-block;
    font-family: 'Poppins', sans-serif;
}

.testimonials-subtitle::after {
    content: '';
    position: absolute;
    bottom: -8px;
    right: -60px;
    width: 50px;
    height: 2px;
    background: #1c6cd5;
    border-radius: 1px;
}

.testimonials-title {
    font-size: 36px;
    font-weight: 700;
    color: #0d2c54;
    margin-top: 20px;
    font-family: 'Poppins', sans-serif;
}

/* Testimonials Carousel */
.testimonials-carousel {
    position: relative;
    z-index: 2;
    overflow: visible; /* Allow images to extend beyond carousel */
}

/* Owl Carousel Stage */
.testimonials-carousel .owl-stage {
    overflow: visible; /* Allow images to extend beyond stage */
}

/* Owl Carousel Item */
.testimonials-carousel .owl-item {
    overflow: visible; /* Allow images to extend beyond item */
}

/* Testimonial Card */
.testimonial-card {
    background: white;
    border-left: 4px solid #1c6cd5;
    padding: 40px;
    border-radius: 10px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    position: relative;
    margin: 0 15px 30px 15px; /* Reduced bottom margin since no image */
    transition: all 0.3s ease;
    cursor: pointer;
}

.testimonial-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 40px rgba(0,0,0,0.15);
}

/* Testimonial Text */
.testimonial-text {
    font-style: italic;
    color: #6c757d;
    line-height: 1.8;
    margin-bottom: 20px;
    font-size: 16px;
    font-family: 'Poppins', sans-serif;
}

/* Client Info */
.client-name {
    font-size: 18px;
    font-weight: 700;
    color: #1c6cd5;
    margin-bottom: 5px;
    font-family: 'Poppins', sans-serif;
}

.client-position {
    font-size: 14px;
    color: #6c757d;
    margin: 0;
    font-family: 'Poppins', sans-serif;
}

/* Quote Icon */
.quote-icon {
    position: absolute;
    bottom: 15px;
    right: 20px;
    font-size: 60px;
    color: #6c757d;
    opacity: 0.1;
    z-index: 0;
}

/* Owl Carousel Custom Styling for Testimonials */
.testimonials-carousel .owl-nav {
    display: none; /* Hide navigation arrows as requested */
}

.testimonials-carousel .owl-dots {
    text-align: center;
    margin-top: 60px;
}

.testimonials-carousel .owl-dots .owl-dot {
    width: 12px;
    height: 12px;
    background: #ccc;
    border-radius: 50%;
    margin: 0 5px;
    transition: all 0.3s ease;
    display: inline-block;
}

.testimonials-carousel .owl-dots .owl-dot.active {
    background: #1c6cd5;
    width: 30px;
    border-radius: 6px;
}

.testimonials-carousel .owl-dots .owl-dot:hover {
    background: #1c6cd5;
}

/* Responsive Design for Testimonials Section */
@media (max-width: 1200px) {
    .testimonials-title {
        font-size: 32px;
    }
    
    .testimonial-card {
        margin: 0 10px 50px 10px;
        padding: 35px;
    }
    
    .client-image {
        left: 30px;
    }
}

@media (max-width: 992px) {
    .testimonials-section {
        padding: 80px 0;
    }
    
    .testimonials-title {
        font-size: 30px;
    }
    
    .testimonials-subtitle {
        font-size: 14px;
    }
    
    .testimonial-card {
        margin: 0 8px 45px 8px;
        padding: 30px;
    }
    
    .testimonial-text {
        font-size: 15px;
    }
    
    .client-name {
        font-size: 16px;
    }
    
    .client-position {
        font-size: 13px;
    }
    
    .quote-icon {
        font-size: 60px;
        bottom: 15px;
        right: 20px;
    }
    
    .client-image {
        width: 60px;
        height: 60px;
        bottom: -30px;
        left: 25px;
        border-width: 4px;
    }
}

@media (max-width: 768px) {
    .testimonials-section {
        padding: 60px 0;
    }
    
    .testimonials-title {
        font-size: 28px;
    }
    
    .testimonials-subtitle::after {
        right: -40px;
        width: 40px;
    }
    
    .testimonial-card {
        margin: 0 5px 40px 5px;
        padding: 25px;
    }
    
    .testimonial-text {
        font-size: 14px;
        line-height: 1.6;
    }
    
    .client-name {
        font-size: 15px;
    }
    
    .client-position {
        font-size: 12px;
    }
    
    .quote-icon {
        font-size: 50px;
        bottom: 10px;
        right: 15px;
    }
    
    .client-image {
        width: 50px;
        height: 50px;
        bottom: -25px;
        left: 20px;
        border-width: 3px;
    }
    
    .testimonials-carousel .owl-dots {
        margin-top: 50px;
    }
    
    .testimonials-carousel .owl-dots .owl-dot {
        width: 10px;
        height: 10px;
        margin: 0 3px;
    }
    
    .testimonials-carousel .owl-dots .owl-dot.active {
        width: 25px;
    }
}

@media (max-width: 576px) {
    .testimonials-section {
        padding: 50px 0;
    }
    
    .testimonials-title {
        font-size: 24px;
    }
    
    .testimonials-subtitle {
        font-size: 13px;
    }
    
    .testimonials-subtitle::after {
        right: -30px;
        width: 30px;
    }
    
    .testimonial-card {
        margin: 0 3px 35px 3px;
        padding: 20px;
    }
    
    .testimonial-text {
        font-size: 13px;
        margin-bottom: 15px;
    }
    
    .client-name {
        font-size: 14px;
    }
    
    .client-position {
        font-size: 11px;
    }
    
    .quote-icon {
        font-size: 40px;
        bottom: 8px;
        right: 10px;
    }
    
    .client-image {
        width: 45px;
        height: 45px;
        bottom: -22px;
        left: 15px;
        border-width: 3px;
    }
    
    .testimonials-carousel .owl-dots {
        margin-top: 40px;
    }
}

/* Why Choose Us Section */
.why-choose-us-section {
    padding: 100px 0;
    background: white;
}

.why-choose-us-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

/* Left Side - Image */
.why-choose-us-left {
    position: relative;
}

.image-container {
    position: relative;
    border-radius: 8px;
    overflow: hidden;
}

.main-image {
    width: 100%;
    height: 550px;
    object-fit: cover;
    border-radius: 8px;
}

/* Experience Badge */
.experience-badge {
    position: absolute;
    top: 0;
    left: 0;
    background: #1c6cd5;
    color: white;
    padding: 20px 30px;
    display: flex;
    align-items: center;
    gap: 15px;
    font-size: 20px;
    font-weight: 700;
    border-bottom-right-radius: 10px;
    font-family: 'Poppins', sans-serif;
    box-shadow: 0 5px 15px rgba(28, 109, 213, 0.3);
}

.experience-badge i {
    font-size: 24px;
}

/* Right Side - Content */
.why-choose-us-right {
    padding-left: 20px;
}

.content-wrapper {
    max-width: 90%;
}

/* Section Header */
.section-subtitle {
    color: #6c757d;
    font-size: 16px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 15px;
    position: relative;
    display: inline-block;
    font-family: 'Poppins', sans-serif;
}

.section-subtitle::after {
    content: '';
    position: absolute;
    bottom: -8px;
    right: -80px;
    width: 60px;
    height: 2px;
    background: #1c6cd5;
    border-radius: 1px;
}

.section-title {
    font-size: 36px;
    font-weight: 700;
    color: #0d2c54;
    margin-bottom: 20px;
    font-family: 'Poppins', sans-serif;
}

.section-description {
    color: #6c757d;
    line-height: 1.8;
    margin-bottom: 30px;
    font-size: 16px;
    font-family: 'Poppins', sans-serif;
}

/* Features Grid */
.features-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 30px;
    margin-bottom: 40px;
}

.feature-item {
    display: flex;
    align-items: flex-start;
    gap: 15px;
    transition: transform 0.3s ease;
    cursor: pointer;
}

.feature-item:hover {
    transform: translateX(10px);
}

.feature-item i {
    color: #1c6cd5;
    font-size: 20px;
    margin-top: 2px;
    flex-shrink: 0;
}

.feature-content h4 {
    font-size: 18px;
    font-weight: 700;
    color: #0d2c54;
    margin-bottom: 8px;
    font-family: 'Poppins', sans-serif;
}

.feature-content p {
    color: #6c757d;
    font-size: 14px;
    line-height: 1.6;
    margin: 0;
    font-family: 'Poppins', sans-serif;
}

/* Progress Bars */
.progress-bars {
    margin-top: 20px;
}

.progress-item {
    margin-bottom: 25px;
}

.progress-item:last-child {
    margin-bottom: 0;
}

.progress-label {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 10px;
}

.progress-label span:first-child {
    color: #0d2c54;
    font-weight: 500;
    font-size: 16px;
    font-family: 'Poppins', sans-serif;
}

.progress-percentage {
    color: #1c6cd5;
    font-weight: 700;
    font-size: 16px;
    font-family: 'Poppins', sans-serif;
}

.progress-bar-container {
    width: 100%;
    height: 6px;
    background: #e9ecef;
    border-radius: 5px;
    overflow: hidden;
    position: relative;
}

.progress-bar-fill {
    height: 100%;
    background: #1c6cd5;
    border-radius: 5px;
    width: 0%;
    transition: width 2s ease-in-out;
}

/* Progress Bar Animation */
.progress-bar-fill.animate {
    animation: fillProgress 2s ease-in-out forwards;
}

@keyframes fillProgress {
    to {
        width: var(--progress-width);
    }
}

/* Responsive Design for Why Choose Us Section */
@media (max-width: 992px) {
    .why-choose-us-section {
        padding: 80px 0;
    }
    
    .why-choose-us-content {
        grid-template-columns: 1fr;
        gap: 50px;
    }
    
    .why-choose-us-right {
        padding-left: 0;
    }
    
    .content-wrapper {
        max-width: 100%;
    }
    
    .main-image {
        height: 450px;
    }
    
    .section-title {
        font-size: 32px;
    }
    
    .features-grid {
        gap: 25px;
    }
    
    .experience-badge {
        font-size: 18px;
        padding: 15px 25px;
    }
    
    .experience-badge i {
        font-size: 20px;
    }
}

@media (max-width: 768px) {
    .why-choose-us-section {
        padding: 60px 0;
    }
    
    .why-choose-us-content {
        gap: 40px;
    }
    
    .main-image {
        height: 350px;
    }
    
    .section-title {
        font-size: 28px;
    }
    
    .section-subtitle {
        font-size: 14px;
    }
    
    .section-subtitle::after {
        right: -60px;
        width: 50px;
    }
    
    .section-description {
        font-size: 15px;
    }
    
    .features-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    
    .experience-badge {
        font-size: 16px;
        padding: 12px 20px;
    }
    
    .experience-badge i {
        font-size: 18px;
    }
    
    .feature-item:hover {
        transform: translateX(5px);
    }
}

@media (max-width: 576px) {
    .why-choose-us-section {
        padding: 50px 0;
    }
    
    .why-choose-us-content {
        gap: 30px;
    }
    
    .main-image {
        height: 300px;
    }
    
    .section-title {
        font-size: 24px;
    }
    
    .section-subtitle {
        font-size: 13px;
    }
    
    .section-subtitle::after {
        right: -40px;
        width: 40px;
    }
    
    .section-description {
        font-size: 14px;
        line-height: 1.6;
    }
    
    .experience-badge {
        font-size: 14px;
        padding: 10px 15px;
        border-bottom-right-radius: 8px;
    }
    
    .experience-badge i {
        font-size: 16px;
    }
    
    .feature-content h4 {
        font-size: 16px;
    }
    
    .feature-content p {
        font-size: 13px;
    }
    
    .progress-label span:first-child,
    .progress-percentage {
        font-size: 14px;
    }
    
    .progress-bar-container {
        height: 5px;
    }
}

/* Countdown Section */
.countdown-section {
    padding: 80px 0;
    background: #1c6cd5;
}

.countdown-content {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 40px;
    position: relative;
}

/* Countdown Items */
.countdown-item {
    text-align: center;
    flex: 1;
    max-width: 200px;
}

.countdown-number {
    font-size: 60px;
    font-weight: 700;
    color: white;
    margin-bottom: 15px;
    font-family: 'Poppins', sans-serif;
    line-height: 1;
}

.countdown-label {
    color: rgba(255, 255, 255, 0.9);
    font-size: 18px;
    font-weight: 500;
    margin: 0;
    font-family: 'Poppins', sans-serif;
    text-transform: uppercase;
    letter-spacing: 1px;
}

/* Countdown Dividers */
.countdown-divider {
    width: 1px;
    height: 80px;
    background: rgba(255, 255, 255, 0.3);
    flex-shrink: 0;
}

/* Responsive Design for Countdown Section */
@media (max-width: 992px) {
    .countdown-section {
        padding: 60px 0;
    }
    
    .countdown-content {
        gap: 30px;
    }
    
    .countdown-number {
        font-size: 50px;
    }
    
    .countdown-label {
        font-size: 16px;
    }
    
    .countdown-divider {
        height: 60px;
    }
}

@media (max-width: 768px) {
    .countdown-section {
        padding: 50px 0;
    }
    
    .countdown-content {
        flex-wrap: wrap;
        gap: 40px 20px;
    }
    
    .countdown-item {
        flex: 0 0 calc(50% - 10px);
        max-width: none;
    }
    
    .countdown-item:nth-child(2n+2) {
        position: relative;
    }
    
    .countdown-item:nth-child(2n+2)::after {
        content: '';
        position: absolute;
        top: -40px;
        left: 50%;
        transform: translateX(-50%);
        width: 60px;
        height: 1px;
        background: rgba(255, 255, 255, 0.3);
    }
    
    .countdown-divider {
        display: none;
    }
    
    .countdown-number {
        font-size: 45px;
        margin-bottom: 10px;
    }
    
    .countdown-label {
        font-size: 14px;
    }
}

@media (max-width: 576px) {
    .countdown-section {
        padding: 40px 0;
    }
    
    .countdown-content {
        gap: 30px 15px;
    }
    
    .countdown-item {
        flex: 0 0 calc(50% - 7.5px);
    }
    
    .countdown-item:nth-child(2n+2)::after {
        top: -30px;
        width: 40px;
    }
    
    .countdown-number {
        font-size: 40px;
        margin-bottom: 8px;
    }
    
    .countdown-label {
        font-size: 13px;
        letter-spacing: 0.5px;
    }
}

/* CTA Section */
.cta-section {
    padding: 60px 0;
    background: linear-gradient(rgba(13,44,84,0.9), rgba(13,44,84,0.9)), 
                url('https://picsum.photos/seed/cta-background/1920/400.jpg');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
}

.cta-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
}

.cta-left {
    flex: 1;
}

.cta-subtitle {
    color: #1c6cd5;
    font-size: 16px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 10px;
    font-family: 'Poppins', sans-serif;
}

.cta-heading {
    font-size: 36px;
    font-weight: 700;
    color: white;
    margin: 0;
    font-family: 'Poppins', sans-serif;
    line-height: 1.2;
}

.cta-right {
    flex-shrink: 0;
}

.cta-button {
    display: inline-block;
    background: #1c6cd5;
    color: white;
    padding: 12px 30px;
    border-radius: 5px;
    text-decoration: none;
    font-weight: 600;
    font-size: 16px;
    transition: all 0.3s ease;
    font-family: 'Poppins', sans-serif;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.cta-button:hover {
    background: #2980e8;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(28, 109, 213, 0.3);
    color: white;
}

/* Footer Section */
.footer-section {
    background: #0b2545;
    padding: 80px 0 0;
}

.footer-content {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 40px;
}

/* Footer Columns */
.footer-column {
    position: relative;
}

/* Company Info Column */
.company-info .footer-logo {
    margin-bottom: 20px;
}

.logo-image {
    max-width: 150px;
    height: auto;
    filter: brightness(0) invert(1);
}

.footer-description {
    color: #cfd8e3;
    line-height: 1.8;
    margin-bottom: 25px;
    font-size: 15px;
    font-family: 'Poppins', sans-serif;
}

.phone-block {
    display: flex;
    align-items: center;
    gap: 15px;
    background: rgba(28, 109, 213, 0.1);
    padding: 15px;
    border-radius: 8px;
    border-left: 3px solid #1c6cd5;
}

.phone-block i {
    color: #1c6cd5;
    font-size: 24px;
    flex-shrink: 0;
}

.phone-info {
    display: flex;
    flex-direction: column;
}

.phone-label {
    color: #cfd8e3;
    font-size: 14px;
    font-family: 'Poppins', sans-serif;
}

.phone-number {
    color: white;
    font-size: 18px;
    font-weight: 700;
    margin: 0;
    font-family: 'Poppins', sans-serif;
}

/* Footer Headings */
.footer-heading {
    color: white;
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 20px;
    position: relative;
    padding-bottom: 10px;
    font-family: 'Poppins', sans-serif;
}

.footer-heading::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 40px;
    height: 2px;
    background: #1c6cd5;
    border-radius: 1px;
}

/* Footer Links */
.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li {
    margin-bottom: 12px;
}

.footer-links li:last-child {
    margin-bottom: 0;
}

.footer-links a {
    color: #cfd8e3;
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 10px;
    transition: all 0.3s ease;
    font-size: 15px;
    font-family: 'Poppins', sans-serif;
}

.footer-links a:hover {
    color: #1c6cd5;
    transform: translateX(5px);
}

.footer-links a i {
    font-size: 12px;
    flex-shrink: 0;
    transition: transform 0.3s ease;
}

.footer-links a:hover i {
    transform: scale(1.2);
}

/* Contact Card */
.contact-card {
    background: rgba(255, 255, 255, 0.05);
    padding: 20px;
    border-radius: 8px;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 15px;
    color: #cfd8e3;
    font-size: 14px;
    font-family: 'Poppins', sans-serif;
}

.contact-item:last-child {
    margin-bottom: 0;
}

.contact-item i {
    color: #1c6cd5;
    font-size: 16px;
    flex-shrink: 0;
}

/* Copyright Bar */
.copyright-bar {
    background: #071a33;
    padding: 20px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.copyright-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.copyright-left p {
    color: #cfd8e3;
    margin: 0;
    font-size: 14px;
    font-family: 'Poppins', sans-serif;
}

/* Social Icons */
.social-icons {
    display: flex;
    gap: 15px;
}

.social-icon {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    text-decoration: none;
    transition: all 0.3s ease;
    font-size: 16px;
}

.social-icon:hover {
    background: #1c6cd5;
    transform: scale(1.1);
    color: white;
}

/* Responsive Design for Footer */
@media (max-width: 992px) {
    .cta-section {
        padding: 50px 0;
    }
    
    .cta-content {
        flex-direction: column;
        text-align: center;
        gap: 25px;
    }
    
    .cta-heading {
        font-size: 32px;
    }
    
    .footer-section {
        padding: 60px 0 0;
    }
    
    .footer-content {
        grid-template-columns: 1fr 1fr;
        gap: 40px 30px;
    }
    
    .footer-column:nth-child(3),
    .footer-column:nth-child(4) {
        margin-top: 20px;
    }
}

@media (max-width: 768px) {
    .cta-section {
        padding: 40px 0;
    }
    
    .cta-heading {
        font-size: 28px;
    }
    
    .cta-subtitle {
        font-size: 14px;
    }
    
    .cta-button {
        padding: 10px 25px;
        font-size: 14px;
    }
    
    .footer-section {
        padding: 50px 0 0;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        gap: 40px;
        text-align: center;
    }
    
    .footer-column:nth-child(3),
    .footer-column:nth-child(4) {
        margin-top: 0;
    }
    
    .footer-heading::after {
        left: 50%;
        transform: translateX(-50%);
    }
    
    .footer-links a {
        justify-content: center;
    }
    
    .phone-block {
        justify-content: center;
    }
    
    .contact-item {
        justify-content: center;
    }
    
    .copyright-content {
        flex-direction: column;
        gap: 20px;
        text-align: center;
    }
    
    .social-icons {
        justify-content: center;
    }
}

@media (max-width: 576px) {
    .cta-section {
        padding: 30px 0;
    }
    
    .cta-heading {
        font-size: 24px;
    }
    
    .footer-section {
        padding: 40px 0 0;
    }
    
    .footer-description {
        font-size: 14px;
    }
    
    .footer-heading {
        font-size: 16px;
    }
    
    .footer-links a {
        font-size: 14px;
    }
    
    .contact-item {
        font-size: 13px;
    }
    
    .social-icon {
        width: 35px;
        height: 35px;
        font-size: 14px;
    }
}

/* Finance Section */
.finance-section {
    display: flex;
    width: 100%;
    position: relative;
}

/* Left Side */
.finance-left {
    width: 60%;
    background: #0d2c54;
    padding: 16px 16px;
    position: relative;
    overflow: hidden;
}

/* Topographic Pattern Background */
.finance-left::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-image: url("data:image/svg+xml,%3Csvg width='100' height='100' viewBox='0 0 100 100' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 50 L25 30 L50 50 L75 30 L100 50' stroke='white' stroke-width='0.5' fill='none' opacity='0.1'/%3E%3Cpath d='M0 70 L25 50 L50 70 L75 50 L100 70' stroke='white' stroke-width='0.5' fill='none' opacity='0.1'/%3E%3C/svg%3E");
    background-size: 100px 100px;
    opacity: 0.05;
    animation: topographicMove 40s linear infinite;
    pointer-events: none;
}

@keyframes topographicMove {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(100px);
    }
}

.finance-content {
    position: relative;
    z-index: 2;
}

.finance-subtitle {
    color: #1c6cd5;
    font-size: 16px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 15px;
    position: relative;
    display: inline-block;
    font-family: 'Poppins', sans-serif;
}

.finance-subtitle::after {
    content: '';
    position: absolute;
    bottom: -8px;
    left: 0;
    width: 40px;
    height: 2px;
    background: #1c6cd5;
    border-radius: 1px;
}

.finance-title {
    font-size: 38px;
    font-weight: 700;
    color: white;
    line-height: 1.3;
    margin-bottom: 40px;
    font-family: 'Poppins', sans-serif;
}

/* Image and Text Row */
.finance-image-text {
    display: flex;
    gap: 30px;
    align-items: flex-start;
    margin-bottom: 40px;
}

.finance-image {
    flex-shrink: 0;
}

.finance-image img {
    width: 100%;
    height: 130px;
    object-fit: cover;
    border-radius: 10px;
}

.finance-text {
    flex: 1;
}

.finance-description {
    color: #cfd8e3;
    line-height: 1.8;
    font-size: 15px;
    margin: 0;
    font-family: 'Poppins', sans-serif;
}

/* Loan Lists */
.finance-loan-list {
    display: flex;
    gap: 40px;
}

.loan-list-left,
.loan-list-right {
    list-style: none;
    padding: 0;
    margin: 0;
    flex: 1;
}

.loan-list-left li,
.loan-list-right li {
    color: white;
    font-size: 15px;
    margin-bottom: 12px;
    display: flex;
    align-items: center;
    gap: 12px;
    font-family: 'Poppins', sans-serif;
    transition: color 0.3s ease;
}

.loan-list-left li:hover,
.loan-list-right li:hover {
    color: #1c6cd5;
}

.loan-list-left i,
.loan-list-right i {
    color: #1c6cd5;
    font-size: 14px;
    flex-shrink: 0;
}

/* Right Side */
.finance-right {
   width: 50%;
    background: #174a8b;
    padding: 16px 13px;
    align-items: center;
    margin-top: -85px;
}

.finance-steps {
    width: 100%;
}

/* Step Boxes */
.step-box {
    background: white;
    border-radius: 10px;
    padding: 22px 25px;
    margin-bottom: 20px;
    display: flex;
    align-items: center;
    gap: 20px;
    transition: all 0.3s ease;
    cursor: pointer;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.step-box:last-child {
    margin-bottom: 0;
}

/* Step Box Hover Effect */
.step-box:hover {
    background: #1c6cd5;
    transform: translateX(10px);
    box-shadow: 0 5px 20px rgba(0,0,0,0.15);
}

.step-box:hover .step-number {
    background: white;
    color: #1c6cd5;
}

.step-box:hover .step-text {
    color: white;
}

.step-number {
    width: 45px;
    height: 45px;
    background: #1c6cd5;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 18px;
    font-weight: 600;
    flex-shrink: 0;
    transition: all 0.3s ease;
    font-family: 'Poppins', sans-serif;
}

.step-text {
    color: #0d2c54;
    font-size: 15px;
    font-weight: 500;
    line-height: 1.5;
    font-family: 'Poppins', sans-serif;
    transition: color 0.3s ease;
}

/* Responsive Design for Finance Section */
@media (max-width: 992px) {
    .finance-section {
        flex-direction: column;
    }
    
    .finance-left,
    .finance-right {
        width: 100%;
        padding: 80px 40px;
    }
    
    .finance-title {
        font-size: 32px;
    }
    
    .finance-image-text {
        flex-direction: column;
        gap: 20px;
    }
    
    .finance-loan-list {
        flex-direction: column;
        gap: 20px;
    }
    
    .step-box {
        padding: 20px;
        gap: 15px;
    }
    
    .step-number {
        width: 40px;
        height: 40px;
        font-size: 16px;
    }
    
    .step-text {
        font-size: 14px;
    }
}

@media (max-width: 768px) {
    .finance-left,
    .finance-right {
        padding: 60px 30px;
    }
    
    .finance-title {
        font-size: 28px;
    }
    
    .finance-subtitle {
        font-size: 14px;
    }
    
    .finance-description {
        font-size: 14px;
    }
    
    .finance-image img {
        height: 110px;
    }
    
    .loan-list-left li,
    .loan-list-right li {
        font-size: 14px;
        margin-bottom: 10px;
    }
    
    .step-box {
        padding: 18px 20px;
        margin-bottom: 15px;
        flex-direction: column;
        text-align: center;
        gap: 12px;
    }
    
    .step-number {
        width: 35px;
        height: 35px;
        font-size: 14px;
    }
    
    .step-text {
        font-size: 13px;
        text-align: center;
    }
    
    .step-box:hover {
        transform: translateY(-5px);
    }
}

@media (max-width: 576px) {
    .finance-left,
    .finance-right {
        padding: 50px 20px;
    }
    
    .finance-title {
        font-size: 24px;
        line-height: 1.2;
    }
    
    .finance-subtitle {
        font-size: 13px;
    }
    
    .finance-description {
        font-size: 13px;
        line-height: 1.6;
    }
    
    .finance-image img {
        height: 100px;
    }
    
    .loan-list-left li,
    .loan-list-right li {
        font-size: 13px;
        margin-bottom: 8px;
        gap: 10px;
    }
    
    .loan-list-left i,
    .loan-list-right i {
        font-size: 12px;
    }
    
    .finance-loan-list {
        gap: 15px;
    }
    
    .step-box {
        padding: 15px;
        margin-bottom: 12px;
    }
    
    .step-number {
        width: 30px;
        height: 30px;
        font-size: 12px;
    }
    
    .step-text {
        font-size: 12px;
    }
}

/* Business Loan Section */
.business-loan-section {
    padding: 100px 0;
    background: #f5f7fa;
    position: relative;
    overflow: hidden;
}

/* Business Header */
.business-header {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    margin-bottom: 60px;
}

.business-subtitle {
    color: #007bff;
    font-size: 16px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 15px;
    position: relative;
    display: inline-block;
    font-family: 'Poppins', sans-serif;
}

.business-subtitle::after {
    content: '';
    position: absolute;
    bottom: -8px;
    left: 0;
    width: 50px;
    height: 3px;
    background: #007bff;
    border-radius: 2px;
}

.business-title {
    font-size: 42px;
    font-weight: 700;
    color: #0d2c54;
    line-height: 1.2;
    margin-top: 20px;
    font-family: 'Poppins', sans-serif;
}

.business-description {
    font-size: 16px;
    line-height: 1.8;
    color: #6c757d;
    font-family: 'Poppins', sans-serif;
}

/* Business Features */
.business-features {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

/* Feature Cards */
.business-features .feature-card {
    background: white;
    border-radius: 12px;
    padding: 30px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    display: flex;
    align-items: flex-start;
    gap: 20px;
    transition: all 0.4s ease;
    cursor: pointer;
}

.business-features .feature-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 40px rgba(0,0,0,0.15);
}

.business-features .feature-icon {
    width: 60px;
    height: 60px;
    background: #e3f2fd;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #1c6cd5;
    font-size: 24px;
    flex-shrink: 0;
    transition: all 0.3s ease;
}

.business-features .feature-card:hover .feature-icon {
    background: #007bff;
    color: white;
    transform: scale(1.1);
}

.business-features .feature-content {
    flex: 1;
}

.business-features .feature-title {
    font-size: 18px;
    font-weight: 600;
    color: #0d2c54;
    margin: 0;
    font-family: 'Poppins', sans-serif;
}

/* Animated Money Background Elements */
.money-bg-elements {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    pointer-events: none;
    z-index: 0;
}

.money-element {
    position: absolute;
    color: #0d2c54;
    opacity: 0.08;
    font-size: 40px;
    pointer-events: none;
}

/* Money Element 1 - Float Left to Right */
.money-1 {
    top: 20%;
    left: -50px;
    animation: floatLeftRight 20s linear infinite;
}

/* Money Element 2 - Float Right to Left */
.money-2 {
    top: 40%;
    right: -50px;
    animation: floatRightLeft 25s linear infinite;
}

/* Money Element 3 - Float Up and Down */
.money-3 {
    top: 60%;
    left: 20%;
    animation: floatUpDown 15s ease-in-out infinite;
}

/* Money Element 4 - Float Diagonal */
.money-4 {
    top: 10%;
    right: 30%;
    animation: floatDiagonal 30s linear infinite;
}

/* Money Element 5 - Circular Motion */
.money-5 {
    bottom: 20%;
    left: 60%;
    animation: floatCircular 22s linear infinite;
}

/* Keyframe Animations */
@keyframes floatLeftRight {
    0% {
        transform: translateX(-50px) translateY(0);
    }
    25% {
        transform: translateX(25px) translateY(-10px);
    }
    50% {
        transform: translateX(50px) translateY(0);
    }
    75% {
        transform: translateX(25px) translateY(10px);
    }
    100% {
        transform: translateX(-50px) translateY(0);
    }
}

@keyframes floatRightLeft {
    0% {
        transform: translateX(50px) translateY(0);
    }
    25% {
        transform: translateX(25px) translateY(-15px);
    }
    50% {
        transform: translateX(-50px) translateY(0);
    }
    75% {
        transform: translateX(25px) translateY(15px);
    }
    100% {
        transform: translateX(50px) translateY(0);
    }
}

@keyframes floatUpDown {
    0% {
        transform: translateY(0) translateX(0);
    }
    25% {
        transform: translateY(-20px) translateX(10px);
    }
    50% {
        transform: translateY(0) translateX(0);
    }
    75% {
        transform: translateY(20px) translateX(-10px);
    }
    100% {
        transform: translateY(0) translateX(0);
    }
}

@keyframes floatDiagonal {
    0% {
        transform: translate(0, 0) rotate(0deg);
    }
    25% {
        transform: translate(30px, -20px) rotate(90deg);
    }
    50% {
        transform: translate(60px, 0) rotate(180deg);
    }
    75% {
        transform: translate(30px, 20px) rotate(270deg);
    }
    100% {
        transform: translate(0, 0) rotate(360deg);
    }
}

@keyframes floatCircular {
    0% {
        transform: rotate(0deg) translateX(30px);
    }
    25% {
        transform: rotate(90deg) translateX(30px);
    }
    50% {
        transform: rotate(180deg) translateX(30px);
    }
    75% {
        transform: rotate(270deg) translateX(30px);
    }
    100% {
        transform: rotate(360deg) translateX(30px);
    }
}

/* Responsive Design for Business Loan Section */
@media (max-width: 992px) {
    .business-header {
        grid-template-columns: 1fr;
        gap: 40px;
        text-align: center;
    }
    
    .business-title {
        font-size: 36px;
    }
    
    .business-features {
        grid-template-columns: repeat(2, 1fr);
        gap: 25px;
    }
    
    .money-element {
        font-size: 30px;
    }
}

@media (max-width: 768px) {
    .business-loan-section {
        padding: 80px 0;
    }
    
    .business-header {
        gap: 30px;
    }
    
    .business-title {
        font-size: 32px;
    }
    
    .business-description {
        font-size: 15px;
    }
    
    .business-features {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    
    .business-features .feature-card {
        padding: 25px;
        gap: 15px;
    }
    
    .business-features .feature-icon {
        width: 50px;
        height: 50px;
        font-size: 20px;
    }
    
    .business-features .feature-title {
        font-size: 16px;
    }
    
    .money-element {
        font-size: 25px;
        opacity: 0.05;
    }
}

@media (max-width: 576px) {
    .business-loan-section {
        padding: 60px 0;
    }
    
    .business-title {
        font-size: 28px;
    }
    
    .business-subtitle {
        font-size: 14px;
    }
    
    .business-description {
        font-size: 14px;
        line-height: 1.6;
    }
    
    .business-features .feature-card {
        padding: 20px;
        flex-direction: column;
        text-align: center;
        gap: 15px;
    }
    
    .business-features .feature-icon {
        width: 45px;
        height: 45px;
        font-size: 18px;
    }
    
    .money-element {
        font-size: 20px;
    }
}

/* All Loans Services Section */
.loans-services-section {
    padding: 100px 0;
    background: #f5f7fa;
}

/* Section Header Center */
.section-header-center {
    text-align: center;
    margin-bottom: 60px;
}

.section-header-center .section-subtitle {
    color: #007bff;
    font-size: 16px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 15px;
    position: relative;
    display: inline-block;
}

.section-header-center .section-subtitle::after {
    content: '';
    position: absolute;
    bottom: -8px;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 3px;
    background: #007bff;
    border-radius: 2px;
}

.section-title-main {
    font-size: 42px;
    font-weight: 700;
    color: #0d2c54;
    margin-top: 20px;
    font-family: 'Poppins', sans-serif;
}

/* Services Carousel */
.services-carousel {
    position: relative;
}

/* Service Card */
.service-card {
    background: white;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: all 0.4s ease;
    cursor: pointer;
    margin: 15px;
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 40px rgba(0,0,0,0.15);
}

/* Card Image Wrapper */
.card-image-wrapper {
    position: relative;
    height: 250px;
    overflow: hidden;
}

.card-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.4s ease;
}

.service-card:hover .card-image {
    transform: scale(1.05);
}

/* Image Overlay */
.image-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(to bottom, rgba(13,44,84,0.2), rgba(13,44,84,0.7));
    z-index: 1;
}

/* Card Icon */
.card-icon {
    position: absolute;
    bottom: 20px;
    right: 20px;
    width: 60px;
    height: 60px;
    background: #007bff;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 24px;
    z-index: 2;
    transition: all 0.4s ease;
    box-shadow: 0 5px 15px rgba(0,123,255,0.3);
}

.service-card:hover .card-icon {
    bottom: 50%;
    right: 50%;
    transform: translate(50%, 50%);
    background: #0056b3;
}

/* Card Body */
.card-body {
    padding: 40px 30px 30px 30px;
    text-align: center;
}

.card-title {
    font-size: 22px;
    font-weight: 600;
    color: #0d2c54;
    margin-bottom: 15px;
    font-family: 'Poppins', sans-serif;
}

.card-description {
    font-size: 15px;
    line-height: 1.7;
    color: #666;
    margin-bottom: 25px;
    font-family: 'Poppins', sans-serif;
}

/* Card Arrow Button */
.card-arrow {
    width: 50px;
    height: 50px;
    background: #0d2c54;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto;
    transition: all 0.3s ease;
    cursor: pointer;
}

.card-arrow i {
    color: white;
    font-size: 18px;
    transition: transform 0.3s ease;
}

.service-card:hover .card-arrow {
    background: #007bff;
}

.service-card:hover .card-arrow i {
    transform: translateX(5px);
}

/* Owl Carousel Custom Styling */
.services-carousel .owl-nav {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 100%;
    display: flex;
    justify-content: space-between;
    padding: 0 20px;
    pointer-events: none;
}

.services-carousel .owl-nav button {
    width: 50px;
    height: 50px;
    background: rgba(255,255,255,0.9);
    border: none;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    color: #0d2c54;
    cursor: pointer;
    transition: all 0.3s ease;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    pointer-events: all;
}

.services-carousel .owl-nav button:hover {
    background: white;
    color: #007bff;
    transform: scale(1.1);
}

.services-carousel .owl-nav .owl-prev {
    margin-right: 10px;
}

.services-carousel .owl-nav .owl-next {
    margin-left: 10px;
}

/* Owl Dots */
.services-carousel .owl-dots {
    text-align: center;
    margin-top: 40px;
}

.services-carousel .owl-dots .owl-dot {
    width: 12px;
    height: 12px;
    background: #ccc;
    border-radius: 50%;
    margin: 0 5px;
    transition: all 0.3s ease;
}

.services-carousel .owl-dots .owl-dot.active {
    background: #007bff;
    width: 30px;
    border-radius: 6px;
}

/* Responsive Design */
@media (max-width: 1200px) {
    .section-title-main {
        font-size: 38px;
    }
    
    .service-card {
        margin: 10px;
    }
}

@media (max-width: 992px) {
    .loans-services-section {
        padding: 80px 0;
    }
    
    .section-title-main {
        font-size: 34px;
    }
    
    .card-body {
        padding: 35px 25px 25px 25px;
    }
    
    .card-icon {
        width: 55px;
        height: 55px;
        font-size: 22px;
    }
}

@media (max-width: 768px) {
    .loans-services-section {
        padding: 60px 0;
    }
    
    .section-title-main {
        font-size: 30px;
    }
    
    .service-card {
        margin: 8px;
    }
    
    .card-image-wrapper {
        height: 220px;
    }
    
    .card-body {
        padding: 30px 20px 20px 20px;
    }
    
    .card-title {
        font-size: 20px;
    }
    
    .card-description {
        font-size: 14px;
    }
    
    .services-carousel .owl-nav {
        display: none;
    }
}

@media (max-width: 576px) {
    .loans-services-section {
        padding: 50px 0;
    }
    
    .section-title-main {
        font-size: 26px;
    }
    
    .section-header-center .section-subtitle {
        font-size: 14px;
    }
    
    .card-image-wrapper {
        height: 200px;
    }
    
    .card-icon {
        width: 50px;
        height: 50px;
        font-size: 20px;
        bottom: -20px;
    }
    
    .card-body {
        padding: 30px 15px 20px 15px;
    }
    
    .card-title {
        font-size: 18px;
    }
    
    .card-description {
        font-size: 13px;
        line-height: 1.6;
    }
    
    .card-arrow {
        width: 45px;
        height: 45px;
    }
    
    .card-arrow i {
        font-size: 16px;
    }
}
@media (max-width: 1024px) {
    .about-content {
        gap: 40px;
    }
    
    .section-title {
        font-size: 30px;
    }
    
    .top-icon-boxes {
        gap: 20px;
    }
    
    .icon-box {
        padding: 25px;
    }
}

@media (max-width: 768px) {
    .about-us-section {
        padding: 60px 0;
    }
    
    .top-icon-boxes {
        flex-direction: column;
        gap: 20px;
        margin-bottom: 40px;
    }
    
    .about-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .about-left,
    .about-right {
        padding: 0;
    }
    
    .feature-boxes {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    
    .section-title {
        font-size: 28px;
    }
    
    .loan-calculator {
        padding: 30px 20px;
    }
}

@media (max-width: 480px) {
    .icon-box {
        padding: 20px;
        flex-direction: column;
        text-align: center;
    }
    
    .section-title {
        font-size: 24px;
    }
    
    .loan-calculator {
        padding: 25px 15px;
    }
    
    .calculator-results {
        padding: 20px;
    }
}
@media (max-width: 1024px) {
    .slide-text {
        padding-left: 40px;
    }
    
    .slide-title {
        font-size: 36px;
    }
    
    .slider-nav {
        right: 20px;
    }
}

@media (max-width: 768px) {
    .header-top-content {
        flex-direction: column;
        gap: 10px;
        text-align: center;
    }
    
    .contact-info {
        flex-direction: column;
        gap: 5px;
    }
    
    .header-main-content {
        flex-direction: column;
        gap: 20px;
    }
    
    .main-nav ul {
        flex-wrap: wrap;
        justify-content: center;
        gap: 15px;
    }
    
    .banner-slider {
        margin-top: 200px;
        height: 400px;
    }
    
    .slide-text {
        padding-left: 20px;
        text-align: center;
    }
    
    .slide-title {
        font-size: 28px;
    }
    
    .slider-nav {
        right: 10px;
    }
    
    .slider-prev,
    .slider-next {
        width: 40px;
        height: 40px;
        font-size: 14px;
    }
}

@media (max-width: 480px) {
    .header-links {
        flex-direction: column;
        gap: 5px;
    }
    
    .slide-text {
        padding: 0 15px;
    }
    
    .slide-title {
        font-size: 24px;
    }
    
    .slide-subtitle {
        font-size: 14px;
    }
    
    .slide-btn {
        padding: 12px 25px;
        font-size: 14px;
    }
}
